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Life Insurance
How Much Life Insurance Do I Need in the UK? (Simple Framework)
A simple UK framework to calculate how much life insurance you need—mortgage, income gap, childcare, and workplace cover—plus worked examples.
6–8 min read
Practical guidance on life insurance, income protection, critical illness, and business protection — explained in plain English.
Our most popular guides to help you get started.
A simple UK framework to calculate how much life insurance you need—mortgage, income gap, childcare, and workplace cover—plus worked examples.
Mortgage protection explained in plain English: level vs decreasing term, joint vs single, choosing the right term, and common mistakes.
Two policies, two purposes. Use this decision tree to prioritise based on real-life risk and budget.
A simple UK framework to calculate how much life insurance you need—mortgage, income gap, childcare, and workplace cover—plus worked examples.
Mortgage protection explained in plain English: level vs decreasing term, joint vs single, choosing the right term, and common mistakes.
Two policies, two purposes. Use this decision tree to prioritise based on real-life risk and budget.
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Ensure business control stays with the right people and a shareholder's family receives fair value if the unexpected happens.
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